Terms and Conditions
PART I – Comprehensive International SaaS Legal Framework of eCARD.TEL
Version Date: 2026-05-31
I. TERMS & CONDITIONS
1. Nature of the Service – Neutral Hosting & Publishing Role
eCARD.TEL is a Software-as-a-Service (SaaS) platform enabling Users to create digital business cards by freely uploading and publishing content of their own choosing. The Company acts solely as a neutral technical intermediary and hosting provider. The Company does not create, edit, verify, validate, monitor or endorse any content uploaded by Users. The purpose of the Service is limited to the technical hosting and display of information provided voluntarily by Users.
2. Full Responsibility for User Content
Users are solely and exclusively responsible for all information, data, text, images, contact details, links, multimedia, or any other content they upload, publish, transmit or display via their digital business card. Users warrant that they have all necessary rights, authorizations and legal capacity to publish such content. The Company shall not be liable in any manner whatsoever for any inaccuracy, illegality, infringement, misrepresentation, defamatory statement, misleading claim, or regulatory breach arising from User content.
3. Publication at User’s Own Risk
Users acknowledge that publication of information online inherently carries risks. Users publish content at their own discretion and risk. The Company shall not be liable for any consequences arising from third parties accessing, using, misusing, copying, scraping or relying upon information displayed on digital business cards.
4. No Editorial Control – Safe Harbour
The Company operates as a technical service provider within the meaning of applicable intermediary liability laws. The Company does not exercise prior control over published content. Liability shall arise only where required by mandatory law and solely upon actual knowledge of unlawful content and failure to act within a reasonable timeframe.
5. Indemnification
Users agree to indemnify, defend and hold harmless the Company, its directors, officers, shareholders, employees and affiliates from and against any claims, liabilities, damages, losses, fines, regulatory penalties, legal fees or expenses arising out of or related to User content, misuse of the Service, breach of these Terms, or violation of applicable laws.
6. Credential Security & Account Responsibility
Users are solely responsible for maintaining the confidentiality and security of their login credentials. Any loss, theft, disclosure, handover, sharing or misuse of credentials is the sole responsibility of the User. The Company shall not be liable for any unauthorized access resulting from compromised credentials.
7. Disclaimer of Warranties
The Service is provided on an 'as is' and 'as available' basis. The Company disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, non-infringement, and uninterrupted availability.
8. Limitation of Liability
To the maximum extent permitted by law, the Company's total aggregate liability shall not exceed the total subscription fees paid by the User during the preceding twelve (12) months and with a maximum of 50 USD. In no event shall the Company be liable for indirect, incidental, consequential, punitive or special damages.
9. Regulatory & Legal Compliance by Users
Users are responsible for ensuring that publication of their digital business card complies with applicable advertising laws, professional regulations, data protection laws, consumer protection rules and any industry-specific obligations.
Users are also fully responsible for the protection on their own hardware Device from which they access to the Service, and for the non divulgation, volunteerly or unvolonteerly , of their Credentials to Access the Service.
10. Termination & Content Removal
The Company may suspend or terminate accounts where content appears unlawful or in breach of these Terms, or for any reasons, with or without previous notice or warning to User. The Company may remove content upon receiving lawful notification or court order. In no event this would make the company liable to any indemnification of any kind to the users.
11. Governing Law & Arbitration
These Terms are governed by the laws of England and Wales. Any dispute shall be finally settled under the Rules of Arbitration of the International Chamber of Commerce (ICC), seat in Paris, France, language English.
II. PRIVACY POLICY (Minimal GDPR Compliance)
The Company processes personal data solely for the purpose of providing hosting and SaaS services. The Company does not monitor or control the substance of personal data published by Users.
User are deemed having all rights to own, to publish, and to upload, Personal data and any data uploaded to Our SaaS Services
User Responsibility for Third-Party Data : If Users upload personal data relating to third parties, they represent having obtained lawful consent or having another valid legal basis. The Company bears no responsibility for unlawfully uploaded third-party data.
III. DATA PROCESSING AGREEMENT (DPA)
When acting as Processor, the Company processes data solely on documented instructions of the Customer. The Customer remains fully responsible for determining the lawfulness of processing.
Sub-Processors
Authorized sub-processors include OVHcloud (hosting in France) and Stripe (payment processing).
IV. WHITE LABEL PROVISIONS
White Label Partners remain fully liable for all content published under their brand and for all end-user compliance. No joint liability shall arise between the Company and White Label Partners.
PART II – Terms and Conditions for using Our Service
In addition to above, please read these terms and conditions carefully before using Our Service.
Interpretation and Definitions
Interpretation
The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
Definitions
For the purposes of this Part II Terms and Conditions:
Affiliate means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
Country refers to: England and Whales,
Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to TELhub LTD , 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ.
Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.
Service refers to the Website.
Terms and Conditions (also referred as "Terms") , mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.
Third-party Social Media Service, means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Service.
Website refers to eCARD.TEL accessible from https://eCARD.TEL edited and published by the Company.
You , means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
Acknowledgment
These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.
Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Service.
By accessing or using the Service You agree to be bound by these Terms and Conditions.
If You disagree with any part of these Terms and Conditions then You may not access the Service.
You represent that you are over the age of 21. The Company does not permit those under 21 to use the Service.
Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use the Application or the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.
Links to Other Websites
Our Service may contain links to third-party web sites or services that are not owned or controlled by the Company.
The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services.
We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that You visit.
Termination
We may terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions.
Upon termination, Your right to use the Service will cease immediately.
Limitation of Liability
Notwithstanding any damages that You might incur, the entire liability of the Company and any of its suppliers under any provision of this Terms and Your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by You for and through the Service during the last 12 months with a maximum of 50 USD , which also applies if You haven't purchased anything through the Service.
To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardware used with the Service, or otherwise in connection with any provision of this Terms), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.
Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not finally apply, although they are claimed to be applicable and accepted fully by the User as prevailing Term and Conditions before, and in order, to access or use the Service.
"AS IS" and "AS AVAILABLE" Disclaimer
The Service is provided to You "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the Company, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.
Without limiting the foregoing, neither the Company nor any of the company's provider makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service, or the information, content, and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.
Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.
Governing Law
These Terms are governed by the laws of England and Wales.
Disputes Resolution
If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company.
Any dispute shall be finally settled under the Rules of Arbitration of the International Chamber of Commerce (ICC), seat in Paris, France,in English language.
For European Union (EU) Users
If You are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which you are resident in.
United States Legal Compliance
You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a "terrorist supporting" country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.
Severability and Waiver
Severability
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.
Waiver
Except as provided herein, the failure to exercise a right or to require performance of an obligation under this Terms shall not effect a party's ability to exercise such right or require such performance at any time thereafter nor shall be the waiver of a breach constitute a waiver of any subsequent breach.
Translation Interpretation
These Terms and Conditions may have been translated if We have made them available to You on our Service. You agree that the original English text shall prevail in the case of a dispute.
Changes to These Terms and Conditions
We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material We will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion.
By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the website and the Service. None of potential changes of these Terms and Conditions could give rights for refund or indemnification of User.
Contact Us
If you have any questions about these Terms and Conditions, You can contact us:
tc@eCARD.TEL
PART III – Additional Definitions
The words of which letters are capitalized have meanings defined under the following conditions. The following additional definitions shall have the same meaning regardless of whether they appear in singular or in plural.
AFFILIATE: Any entity controlling, controlled by, or under common control with a party.
BUSINESS CARD CONTENT: Any information, data, text, media, contact details or representations uploaded by a USER for publication via the SERVICE of DIGITAL BUSINESS CARD
COMPANY: The UK incorporated operator and publisher of eCARD.TEL.
CONTROLLER: As defined under UK GDPR and EU GDPR.
CUSTOMER: Any paying subscriber to the SERVICE.
DEVICE: Any hardware capable of accessing the SERVICE.
DIGITAL BUSINESS CARD: An online profile created through the SaaS platform SERVICE displaying USER-provided content.
PROCESSOR: As defined under UK GDPR and EU GDPR.
SERVICE: The eCARD.TEL SaaS platform and all associated services.
SUB-PROCESSOR: Any third-party service provider engaged by the COMPANY, including OVHcloud (hosting) , Stripe (payment processing), PAYSTACK (payment processing).
USER: Any individual or entity , accessing or using the SERVICE.
WHITE LABEL PARTNER: Authorized reseller operating under a separate agreement.
WEBSITE : www.eCARD.TEL